Private & Transactional Lending

Private Capital for Real Estate Investors

Fix & flip, rental, construction, transactional, EMD and gap funding for business-purpose deals. Share your scenario and get a clear next step.

Clear Next StepsDirect review of every scenario
NationwideBusiness-purpose loans for investment properties
Transactional FundingDouble closes, EMD & gap
Relationship-FirstTalk to a real person
Loan Programs

Funding that fits your strategy

Fix & Flip

Short-term financing for purchase and renovation of investment properties.

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Rental / DSCR

Long-term rental loans qualified on property cash flow, ideal for BRRRR.

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New Construction

Ground-up construction funding for experienced builders and investors.

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Transactional / Double Close

Same-day funding for double closes and assignments when the end buyer is lined up.

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EMD Funding

Earnest money deposits so you can lock up a deal with confidence.

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Gap Funding

Cover the difference between your primary loan and what you need to close.

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Who we serve

Built for investors who need capital that fits the deal

Fix & flip investors

Purchase and rehab financing for investment properties, typically through a hard money lending partner.

Rental & BRRRR investors

DSCR and rental financing options through our lending partners when cash flow and credit support the loan.

Wholesalers & creative deals

Transactional / double-close, EMD and gap funding for wholesale and creative deals.

Lending partners

Our lending partners

SG Capital

Fix & flip, rental/DSCR, construction and related investor loan programs. View SG Capital's fix & flip program details. Each lending partner reviews applications and sets eligibility, rates and terms independently.

Referral disclosure: VK Creative Capital LLC may receive referral compensation if you apply or close through partner links. That does not change your rate or terms.

Portrait of Vadim Kuzilov, founder of VK Creative Capital
Founder

Vadim Kuzilov

Founder, VK Creative Capital LLC

I'm Vadim Kuzilov, founder of VK Creative Capital LLC. I'm a real estate investor based in Orlando, Florida.

I work as a private money lender and transactional / double-close lender, and I connect investors with hard money lending partners for programs like fix & flip, rental/DSCR and construction.

If you have a deal, tell me what you need. We'll move quickly when it's a fit, and I'll be straight with you when it isn't.

  • Business-purpose funding for investors, not consumer home loans
  • Fix & flip, DSCR and construction routed to a lending partner when it fits
  • Deals nationwide for investment properties

Reach me at [email protected] or (305) 429-1866.

Get Funded

Tell us about your deal

About 10 quick questions. No credit check. Business-purpose real estate loans only.

Step 1 of 2 · Deal
Your deal